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Pick the path that matches what you need right now. Each one is a short reading list in the order that makes sense. We tick off each step as you finish it, and save your progress in My Forest on this device.

Fix my cash flow

For owners who are profitable on paper but always short of cash.

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  1. Guide · 6 minProfit vs Cash Flow: Why Profitable Businesses Still Fail
  2. Guide · 7 minHow to Improve Cash Flow in a Small Business
  3. Guide · 6 minHow to Create a Simple Cash-Flow Forecast
  4. Guide · 6 minWorking Capital Explained for Small Business Owners
  5. Tool12-month cash-flow forecast

Price for profit

For anyone unsure whether their prices actually make money.

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  1. Guide · 6 minHow to Calculate Your Business Profit Margin
  2. ToolProfit margin calculator
  3. Guide · 6 minHow to Price Your Products for Profit
  4. ToolPricing and markup calculator
  5. ToolBreak-even calculator

Turn pain into profit

For anyone who wants to start or grow a business by solving real problems.

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  1. Guide · 8 minPain Has Money: Why Every Problem Is a Business Opportunity
  2. Guide · 7 minHow to Find Pain Points People Will Pay to Solve
  3. ToolPain Finder
  4. Guide · 7 minHow to Test Whether People Will Pay Before You Build
  5. Guide · 7 minHow to Price by the Pain You Solve
  6. Guide · 6 minFrom Pain to Paid Offer: How to Package a Solution People Want

Build my safety net

For households that want to stop living one bad month from trouble.

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  1. Guide · 6 minHow to Create a Monthly Budget That Works
  2. Tool50/30/20 budget calculator
  3. Guide · 6 minHow to Build an Emergency Fund From Scratch
  4. ToolEmergency fund calculator
  5. Guide · 6 minHow to Pay Off Debt Faster

Start investing

For savers ready to understand how money grows over time.

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  1. Guide · 6 minThe Difference Between Saving and Investing
  2. Guide · 6 minCompound Interest Explained With Real Examples
  3. ToolCompound growth calculator
  4. Guide · 6 minWhat Is an ETF? A Beginner's Guide

Run a business in Africa

For owners pricing, borrowing and selling in fast-changing markets.

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  1. Guide · 6 minHow to Run a Business in a Multi-Currency Economy
  2. ToolMulti-currency price protector
  3. Guide · 7 minManaging Cash Flow When Prices Change Every Month
  4. Guide · 6 minHow African SMEs Can Access Business Finance
  5. Guide · 6 minHow to Market Your Business on WhatsApp and Social Media on a Small Budget

Run a leaner business with AI

For owners who want software and AI to do more of the admin.

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  1. Guide · 6 minBest Accounting Software for Small Businesses
  2. Guide · 6 minTen Ways to Automate Your Small Business Admin
  3. Guide · 6 minHow Small Businesses Can Use AI to Reduce Costs
  4. Guide · 6 minHow to Manage a Field Sales Team Without Losing Money