Pain Has Money

How to Find Pain Points People Will Pay to Solve

Where to find pain points people will pay to solve: complaints, queues, workarounds and WhatsApp groups, plus how to interview without leading anyone.

Most useful business ideas start with a problem someone is already trying to solve. The challenge is knowing where to look. Pain is rarely hidden. It shows up in complaints, in long queues, in the workaround someone built with a notebook and sticky notes, and in the questions customers keep asking.

This article shows where to look, how to interview people without leading them toward the answer you want, and how to count what you hear. It ends with a seven-day exercise that trains your eye. The same method works whether you run a business, work for an employer, or simply want to make your own life easier.

The aim is not to find a clever idea. It is to find a pain that many people feel, that costs them something, and that they already try to fix in some way. Pain Has Money only pays off when the pain is real and shared.

Where pain hides

Complaints and reviews

Public complaints are one of the easiest places to start. Read the one- and two-star reviews of popular services in your area, or the comments under local posts asking for help. Look for the complaint behind the complaint. "The delivery was late" may really mean "I could not track my order and had to call three times."

Queues and waiting

Where people wait, time is lost. Watch queues at clinics, counters, bus stops and fuel stations. Note who is waiting, for how long, and what they do while they wait. A long wait with nothing to do is a different problem from a short wait caused by a clumsy form.

Workarounds

A workaround is pain someone has already decided to live with. The shopkeeper who writes credit sales in a notebook, the freelancer who sends invoices as photos, the farmer who phones three buyers to compare prices. Each workaround is a clue, and it often shows that people will pay for something better.

Your own frustrations

Keep a note of what annoys you during the day. You are one of the people who feel the pain, so you can describe it in detail and test it on yourself first. Your experience is a starting point, though, not proof that others share it. Ideas like these are explored further in Everyday Problems You Can Turn Into a Small Business.

Your job

Your daily work often holds pain for your employer or clients. The report that takes half a day, the error that keeps coming back, the task everyone avoids. Ask colleagues which tasks they dread. The answers are usually more candid than the ones you hear in meetings.

Customer questions

Every question that keeps repeating is a small pain. If customers ask "Do you deliver on Saturdays?" ten times a week, they are uncertain, and someone is spending time answering. Keep a list of the questions you hear most often. Each one points to something that is unclear, slow or missing.

WhatsApp groups and community chats

Neighbourhood groups, trade groups and family chats are full of requests for help. Watch for the same question coming up week after week: a recommended plumber, a lift to the hospital, a trusted place to buy building materials. Observe open groups only. Do not copy private messages or collect personal details about the people in them.

How to interview people without leading them

The most common mistake in customer research is asking people what they would do. People answer politely. They say yes to "Would you use an app that does this?" and then never open it. Good interviews focus on what people have already done.

Questions that work

  • Tell me about the last time that happened.
  • What did you do next?
  • How long did that take you?
  • What did it cost, in time or money?
  • What have you tried to fix it?
  • What annoys you most about it?

Questions to avoid

  • Would you use something that does X? People say yes to be kind.
  • Don't you think it would be great if...? This tells them what you want to hear.
  • How much would you pay for this? Ask about price later, with real options in front of them.
  • Pitching during the conversation. Listen first. Explain your idea at the end, if they ask.

What to listen for

  • A specific story with a time or place attached.
  • Money or time mentioned without you asking.
  • A workaround, especially a clumsy one.
  • Emotion such as frustration, embarrassment or worry.
  • Pauses before answers, which can point to a concern they have not voiced.

How to run the conversations

Keep each conversation to about twenty minutes. Take notes and write down exact phrases, since the wording people use often becomes the language of your later offer. At the end, ask "Who else should I speak to about this?" Referrals often lead to people who feel the pain more sharply.

A useful first round is about ten conversations on one pain. You are looking for a pattern, not one enthusiastic voice.

Worked example: counting pain across interviews

Suppose you interview ten small shop owners about getting paid by customers who buy on credit. Here is the tally:

  1. Seven of the ten mention late payments without being asked.
  2. Of those seven, five say they spend about two hours a week chasing payments.
  3. Time spent chasing: 5 owners × 2 hours = 10 hours a week.
  4. Value of that time at an illustrative $12 an hour: 10 × $12 = $120 a week.
  5. Over four weeks: $120 × 4 = $480 a month.

Check the numbers: 5 × 2 is 10, 10 × 12 is 120, and 120 × 4 is 480. The figures reconcile.

Reading the result: seven of ten raising the issue unprompted is a strong signal, but ten people is a small sample, so this is a lead, not proof. Five owners already spend time on a workaround, which means the pain has a cost they already feel. That is worth testing. The next step is to see whether anyone will pay for a fix, which is covered in How to Test Whether People Will Pay Before You Build.

Seven-day pain-spotting exercise

Spend one short block each day on the task below. The whole exercise takes about an hour a day.

DayTask
1Start a pain log. Write down every annoyance you notice, even small ones. Aim for at least five entries.
2Read twenty one- and two-star reviews in one category. Tag each complaint as time, money, risk, stress, status or inconvenience.
3Observe one waiting point. Note who waits, for how long, and what they do while they wait.
4Ask three people about their workarounds. Use the questions above. Do not pitch.
5List the three tasks at work or at home that you dread most. Estimate how long each takes in a week.
6Watch one community group or chat for an hour. Note the three requests or questions that repeat.
7Score your five strongest pains. Rate them with the Pain Finder or use the five factors from the Pain Has Money method, then choose the top one for deeper interviews.

Build your pain list

  1. Collect every pain you noted during the week in one list.
  2. Merge duplicates. If two entries describe the same loss, keep one.
  3. Note who feels each pain, how often, and what it costs.
  4. Score each pain on hurt, frequency, reach, spending today and how well you could solve it, from 1 to 5.
  5. Keep the top three, and plan about ten conversations for the strongest one.
  6. Drop any pain that scores low and that few people mention.

Common mistakes

  • Looking only at your own life and assuming everyone feels the same way.
  • Stopping after one enthusiastic conversation.
  • Treating compliments as proof of demand.
  • Reading only the complaints that support the idea you already like.

Frequently asked questions

How many people should I interview?

There is no fixed number. A first round of about ten conversations is enough to see whether a pattern exists. If the same pain keeps coming up, go deeper. If almost nobody mentions it, move on to another pain.

What if people tell me the problem is not that bad?

That is useful information. Ask what they do about it now. If the honest answer is nothing, the pain may be too small to pay for, and you have saved yourself months of work.

Is it fine to ask strangers about their problems?

Yes, if you are open about why you are asking and do not pressure anyone to buy. Ask permission before taking notes, keep personal details private, and thank people for their time even if they say no.

Does this method work outside big cities?

Yes. Local pain often shows up in waiting, travel, paperwork and the cost of getting things done. Talk to people where you plan to serve them, and let their own words guide the problem you choose.

Finished reading?

Plant this guide in your forest. It keeps track of what you have learned and where you left off.

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Wealth Forest Academy Editorial Team

We write practical, source-checked guides for small-business owners and everyday earners. This guide is general education, not personal advice. How we research and update our guides.